Massachusetts Bankruptcy Lawyer
Why Hire Us as Your Bankruptcy Lawyer?
If your personal or business debt has become unmanageable, our lawyers can help. We offer:
FREE Consultation: Your one hour initial consultation with a Massachusetts lawyer is free. You get to speak to the attorney who will be helping you, not a paralegal or law clerk.
Low Rates: Shop around and compare, you will find that our rates are low compared to most Boston Lawyers.
Payment Plans: You can pay your legal fees in monthly installments. Lets face it, if you could afford a large legal bill, you wouldn't be in this financial mess, therefore, we allow our clients to pay their legal fees in low monthly installments.
Experience: Our lawyers have years of experience helping Massachusetts residents with their debt problems. The attorneys at Grantham Cencarik, PC are respected and recognized throughout Massachusetts and are active in both local and national legal associations. Moreover, Attorney Grantham has written several bankruptcy related articles and has had speaking engagements in Boston educating other attorneys on bankruptcy law.
Location: Our law office is located in East Cambridge, about one block from the Leachmere Subway Station, less than 5 minutes from Downtown Boston. We are easily accessible from Interstate 93 and have ample on street parking.
To schedule an appointment with a Boston Bankruptcy lawyer, contact us today by filling out our Free Consultation Form, or calling (617) 497-7141.
What is Bankruptcy?
Bankruptcy is a legal process used to help people and businesses eliminate or reduce their debts with the protection of the federal court.
Personal Bankruptcy in Massachusetts
If your debts are mostly personal debts, in most cases you and our spouse will file under either Chapter 7 or Chapter 13 Bankruptcy.
- Chapter 7 Bankruptcy is a "liquidation" whereby certain assets can be sold by the Court to repay your debt. The assets that can be sold are known as "non-exempt" assets. However, since most people who file for Chapter 7 do not have any non-exempt assets, they generally get to keep all their property.
- Chapter 13 Bankruptcy is a "reorganization", whereby an individual or married couple who have sufficient income will repay a portion of their debt over the course of 3-5 years. Chapter 13 is also used to allow a homeowner to stop a foreclosure and repay the arrears on their mortgage over 3-5 years.
If you would like to speak with a lawyer, contact our Cambridge office by calling (617) 497-7141or filling out our Free Consultation Form.
Business Bankruptcy in Massachusetts
Massachusetts businesses who need relief from their debts have the option of filing either a Chapter 7 or Chapter 11. Under a Business Chapter 7 the business closes its doors and all assets are sold (or "liquidated") to repay creditors. After the liquidation, the business closes and stops all operation.
In a Chapter 11, the business continues to operate while the business debts and contracts are "reorganized" to allow the business to return to profitability.
If you would like to speak with a Boston area lawyer about your business debt, contact our law firm by filling out our Free Consultation Form, or calling (617) 497-7141.
Free Consultation With A
Boston Bankruptcy Lawyer
(617) 497-7141
At Grantham | Cencarik, P.C., we offer a FREE one hour consultation with all personal bankruptcy clients. This gives you an opportunity to meet, or speak with a Boston lawyer that will be working with you on your case. Moreover, we offer simple flat rates and allow you to pay your legal fees in monthly installments.
The Massachusetts lawyers at Grantham | Cencarik, PC operate as a debt relief agency located in Cambridge and serve clients in Boston and eastern Massachusetts, including Cambridge, Braintree, Somerville, Revere, Brockton, Chelsea, Peabody, Quincy, Saugus, Boston, Winthrop, and the following counties: Essex, Middlesex, Norfolk, Plymouth, and Suffolk.
